On The Money, All The Time

Relay is small business banking that puts you in complete control of what you’re earning, spending, and saving for modern business owners.

Get $100 when you fund a Relay account.*

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Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2, Member FDIC. Only new Relay banking customers with no previous relationship are eligible to receive the bonus. To receive the bonus, you must fund the account with a minimum opening deposit of $100 within 30 days of account approval and maintain this balance for 60 days to be eligible. Once you have met the eligibility requirements, the bonus will be paid out within 14 days. See terms for more details

Take Control of Your Money

Relay’s powerful money management platform makes it easy to stay on top of every single dollar.

Implement Profit First: Together, Profit First and Relay ensure that every dollar is allocated according to plan—be it paying down debt, reinvesting in your business, or taking a profit.

Get unlimited payments: Get your payees to upload their own payment details so you can send them checks and next-day ACH transfers. Plus, collect payments from PayPal, Stripe, Square and more.

Avoid hidden fees: Relay’s business banking and money management platform is free. Your cash won’t be tied up in account fees, minimum balance requirements or overdraft fees. Plus, ATM withdrawals are free at any Allpoint or Green Dot ATM.

Collaborate with ease: Effortlessly collaborate with role-specific access—that means giving your cleaner a debit card for cleaning supplies or your accountant read-only access to your transactions.

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Why Entreprenista recommends
this solution

No hidden fees or minimum balances

Earn up to 3.03% APY1

$3M FDIC insured Thread Bank, Member FDIC2

Testimonials

As an entrepreneur, we sometimes put ourselves last. With Relay and Profit First, they shift the way you think about your money and allow you to pay yourself first and get more clarity into your cash flow.

1/3

Liz Faircloth

The Real Estate InvestHer

Relay is the best bank I have ever used

1/3

Sarah Bennett

Best bank for Profit First companies

1/3

Lydia Joy Paasch

A Message from Relay

As a proud partner with Entreprenista, Relay shares our mission to help female founders grow their businesses.

Relay knows cash flow clarity creates healthier, lasting businesses.

That's why they're building business banking for companies like yours.

The ones where every dollar counts.

Where you framed your first sales order.

Where you’re hiring your 3rd, 5th or 12th employee.

And where cash flow challenges can mean the difference between paying bills or paying yourself.

Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2, Member FDIC. The Relay Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Relay Visa Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1) The interest rates and annual percentage yield on your account are accurate as of 04/29/2025 and are variable and subject to change based on the target range of the Federal Funds rate.

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For customers with accounts opened on or after 4/29/25 or existing customers that have been migrated to Relay’s subscription plans, APY will vary between 1.03% and 3.03% depending on the subscription plan you are subscribed to:

• When you are subscribed to the Starter Plan, the interest rate on your savings accounts is 1.02% with an APY of 1.03%.

• When you are subscribed to the Grow Plan, the interest rate on your savings accounts is 1.73% with an APY of 1.75%.

• When you are subscribed to the Scale Plan, the interest rate on your savings accounts is 2.99% with an APY of 3.03%.

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2) Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions.